Why Pre-Qualification is Important
Searching for mortgage advice? We will be glad to assist you! Give us a call at 954.920.9799. Want to get started? Apply Now.
Even if you have not so much as narrowed down homes to visit yet, it is valuable to visit with your mortgage pro first. Why? Perhaps it's hard to understand the ways we could help even before you begin to negotiate.
We Can Help You Pre-Qualify
We will help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. In this process, we explore your borrowing power - analyzing your earning status, available money for down payment, debt, income, and other circumstances. It's a quick, thorough process with minimal risks for papercuts.
We will award you a Pre-Qualification Letter after you qualify, that says that we're confident you will qualify for a predetermined amount of mortgage dollars.
Power in the Pre-Qual
Some beneifits open to you after you have found your new house, and have achieved pre-qualification. First, it lets you know the amount that you're able to offer.
More important to the current home owner, your being pre-qualified is like your having entered their front door with a bag full of cash to purchase their house! They won't have to wonder if that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You'll have the clout of a buyer ready to make the deal right now!
We can help you pre-qualify
We will help you calculate the loan amount you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process outlines your financial situation - your debt, income, career, cash available for down payment, among other things. We require a minimum amount of paperwork, with a quick process.
One on one
It is vital for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on our website. We can begin working on your pre-qualification letter. Next, we can review your loan choices to be sure you have selected the right one. Let us get you started: Call us at 954.920.9799.
Have questions about pre-qualifying? Call us at 954.920.9799. We answer pre-qualification questions every day.