Title Insurance Protects Your Home Investment

Are you looking for a mortgage? We can assist you! Give us a call at 954.920.9799. Ready to get started? Apply Here.

The biggest investment you will make in your life will probably be the purchase of a home. Before you close, you'll want to know that no other individual or entity has a claim or lien to the property.

A title insurance company ensures that your new home doesn't carry encumbrances and other legal obstacles.

You pay the title company a single premium which includes the cost of verifying clear title and covers you in case some fault is later discovered in the title.

The title company performs an extensive search on the property's title history. Through its research, the title insurance company can usually find any title problems and have these problems cleared-up prior to closing.

Real Estate law is extraordinarily complex. Title companies make sure that all the T's are crossed and all the I's are dotted so you don't end up with a clouded title and legal problems. Your owner's policy will describe the property and outline the limitations on your ownership. It will also set forth the title company's responsibilities should any claim covered by the policy terms arise. Title insurance usually covers:

  • Contested title — This usually happens when someone who owned or even lived in the home before you claims to still hold an interest. If this happens, the title company will defend the title and will cost you nothing.
  • Defective title — "Defective title" covers any number of problems with the title to your home. It can even include a "contested title". Defects are rare, but they can be very difficult, making the property inaccessible, unbuildable, or unsaleable. Many other complex problems define "Defective title." The title insurance policy will protect you from these errors if the title company misses them.

At First Southeast Mortgage Corporation, we answer questions about this process every day. Give us a call at 954.920.9799.

Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

Your Information
Your Question

Profile Picture portrait60953.jpg